Illinois Seniors Could See Lower Property Taxes: Expanded Relief Now Available

Illinois seniors and disabled homeowners may soon feel some relief as the state rolls out expanded property tax exemptions under a newly enacted law.

Signed by Gov. J.B. Pritzker, the legislation broadens eligibility for long-standing property tax relief programs, helping more residents stay in their homes as housing costs continue to rise.

For years, Illinois has offered programs like the Senior Citizens Assessment Freeze Homestead Exemption, often called the “Senior Freeze,” which helps prevent increases in a home’s assessed value.

However, strict income and residency rules meant many older homeowners were left out—even those living on fixed incomes.

That’s now changing.
 

Who May Qualify Under the New Rules

The updated law raises income limits and adjusts residency requirements, allowing more seniors and some disabled homeowners to qualify.

In most cases, homeowners age 65 and older are eligible, with certain provisions extending to those 62 and up, depending on income.

The changes are especially helpful for:

• Middle-income retirees previously excluded

• Seniors who recently moved or downsized within Illinois

• Disabled homeowners facing rising property tax bills

County assessors across the state are updating their criteria to reflect the expanded guidelines.
 

Additional Programs Still Apply

The expansion works alongside other Illinois exemptions, including those for disabled persons and qualifying veterans, which can further reduce a home’s assessed value. Many homeowners may qualify for more than one program.
 

How to Apply

Applications are handled through local county assessor offices. Seniors should be prepared to provide proof of age, income, and residency.

Many counties offer online applications, while mail and in-person options remain available.

Experts recommend applying as early as possible, as exemptions often apply only to the current tax year.

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